Metatrends
During my recent Moonshots podcast with Elon Musk, we dove into his notion of Universal High Income (UHI) – Elon’s proposal that an AI and Robotics will enable a world of sustainable abundance for all… a life beyond basic income, towards high income and standards of living.
When I asked him how this might work, he said:
“You know, this is my intuition but I don’t know how to do it. I welcome ideas.”
That single statement has been ringing in my head ever since. Here’s why: the economics of scarcity are flipping to the economics of Abundance. I do believe that AI and humanoid robots can produce nearly anything we need—goods, services, healthcare, education—at costs approaching zero.
But there’s a gap between that vision and getting there. How do we actually fund and distribute Abundance to everyone?
Today, I’m excited to share one compelling answer. I’ve been talking to Daniel Schreiber, CEO of Lemonade (the AI-insurance company that just launched 50% off premiums for Tesla FSD drivers), about a framework called the MOSAIC Model: a concrete proposal for how governments could implement Universal High Income without raising taxes on workers or businesses. (See the components of MOSAIC in my P.S. below.)
